Monday–Friday, 8:30 a.m.–5:00 p.m.
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WIND DEDUCTIBLE bUY-BACKS

EXCLUSIVE / IN-HOUSE BINDING AUTHORITY PROGRAM

Element22 Insurance Services has access to several exclusive programs for Wind Deductible Buy-Backs. Capacity secured through Lloyds of London .
We provide industry leading capacity up to $7.5M per policy, with competitive rates and expertise on these unique placements. Our underwriting team is led by Mathew Hays (president) and Dustin Applebaum (president), both with over 15 years of experience offering Wind Deductible Buy-Backs on a national basis.
Element22 is one of the largest Wind Deductible Buy-Back distributors in the US. Coverage available in all states except NJ
Target Classes
  • Hotel & Resort Properties
  • Shopping & Retail Centers
  • Manufacturing & Processing Facilities
  • Apartments
  • Condominiums & Homeowners' Associations
  • Lessor's Risk Only (Warehouse, Distribution, Industrial)
  • Entertainment Venues (Bowling Centers, Movie Theaters)
  • Office Buildings & Commercial Condos
  • Aircraft Hangars (Fixed-Base Operators)
  • Restaurants (Family Dining, Fast Food)
  • Churches & Religious Organizations
  • Health Care & Medical Clinics
  • Assisted Living Facilities
  • Vacant Buildings
  • Historic Locations
  • Private Schools / Colleges
  • Nightclubs
  • Builder's Risks
  • Rental Dwelling Schedules (10+ units)
  • Real Estate Investment Portfolios
  • Fannie / Freddie financed risks
  • High Value Homes ($5M+)
24-48 hour quotes
$7,500,000 Available Limit
$2,500 Minimum Premium
For WDBB Quotes, please send submissions to wdbb@element22ins.com.
Submission info needed:
ACORD Apps (125 / 140)Excel SOV (if more than 3 buildings)Copy of Overlying Quote, Binder or Policy3 years Loss Runs, or confirm is no wind/hail losses prior 3 years